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    <h3> Supplemental Coverage Options</h3>
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        <li>
            <strong>Comprehensive Dental, Vision, and Hearing Flex Insurance:</strong> Aetna offers flexible coverage options with annual maximum benefits ranging from $1,000 to $5,000. This plan features guaranteed acceptance for ages 18-89 with no health questions and provides 100% coverage for preventive care starting on Day 1. You have the freedom to choose any provider, in or out of network, to cover expenses for routine exams, fillings, eyeglasses, hearing aids, and even dental implants.
        </li>
        <li>
            <strong>Aetna Hospital Indemnity Flex Insurance:</strong> 
            This plan helps protect your savings by paying non-taxable benefits directly to you to cover out-of-pocket costs like deductibles and co-pays. Available for ages 18-89, it offers customizable lump sum or daily benefits for hospital stays and observation services. Guaranteed renewable and flexible, it works alongside your existing coverage-including Medicare-to provide financial security during unexpected medical events.
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        <li>
            <strong>Aetna Cancer and Heart Attack or Stroke Plus:</strong> These guaranteed-renewable plans provide a tax-free, lump-sum benefit from $5,000 to $75,000 paid directly to you upon diagnosis. Available for ages 18-89, the coverage helps manage both medical bills and indirect expenses like lost income or transportation. You can select a plan for cancer, heart attack/stroke, or both, with optional recurrence benefits if a subsequent diagnosis occurs after a treatment-free period.
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        <li>
            <strong>Aetna Final Expense Individual Whole Life Insurance:</strong> Designed for ages 45-89, this plan provides a cash payment directly to beneficiaries to cover funeral costs and medical bills. It requires no medical exam, and your premium rates are guaranteed to never increase. This permanent coverage is renewable for life and can even build cash value over time.
        </li>
    </ul>
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