Understanding Your My LIFE Senior Membership
The My LIFE Senior plan is a comprehensive membership program designed specifically for the needs of seniors. This is not an insurance policy, but a powerful health and wellness solution that provides significant discounts across a wide range of essential services. By joining a network of industry leaders, members can effectively stretch their hard-earned dollars and take control of their healthcare costs. There are no complicated forms to fill out, everyone is accepted, and a single membership covers your entire family, making it an ideal supplemental tool for those on a fixed income.
What's Included in Your Membership
This plan offers deep discounts at thousands of provider locations nationwide to help you manage your daily health needs:
- Significant Dental Savings: Save 20-50% on everything from routine checkups and cleanings to major procedures like root canals, crowns, and complete dentures.
- Comprehensive Vision Care: Save 20-40% off the retail price of eyewear, including exams, eyeglasses, and conventional contact lenses at over 90,000 providers.
- Accessible Hearing Support: Benefit from a 40% discount on diagnostic services and hearing exams. Members also receive a low-price guarantee on a variety of hearing aids, along with free batteries and extended warranties.
- Chronic Condition Management: Save 20-40% on diabetic supplies, including blood glucose monitors and test strips, with the convenience of 90-day supplies shipped directly to your home.
- Fitness and Vitality: Stay active with access to over 11,900 standard gyms and thousands of on-demand workout videos for a low monthly fee through the Active & Fit Direct program.
The My LIFE Senior Advantage
- Guaranteed Eligibility: No health questionnaires or medical exams are required; your acceptance into the association is guaranteed.
- Transparent and Predictable Pricing: Members pay the discounted "Plan Cost" directly to participating providers at the time of service, ensuring you know exactly what your expenses will be.
- National Network Access: Access quality care no matter where you are in the country, from neighborhood dentists to leading optical retailers like LensCrafters and Target Optical.
- Stay Informed: Receive the "Healthy, Wealthy & Wise" quarterly eNewsletter, providing valuable information on health habits and financial empowerment.
- Risk-Free Trial: You can cancel your membership at any time, with a full refund available if you are dissatisfied within the first 30 days.
Note: THIS PLAN IS NOT INSURANCE and does not meet the minimum creditable coverage requirements of the Affordable Care Act. The plan does not pay providers directly; members are responsible for paying the discounted fees at the time service is rendered. Plan availability may vary by state and is not currently available in Utah, Vermont, or Washington.
Personal Advocacy and Expertise
When you secure your coverage through us, you are guided by specialized knowledge. We are proud to be officially appointed to offer Allstate plans.
Enrolling through us means you do not have to navigate the complexities of your coverage alone. We help you compare the fine print, evaluate waiting periods, and match the right network to your specific needs, ensuring a smooth and confident enrollment process.
- Tailored Plan Matching: We can help you find the right plan that offers the best financial value and network compatibility for you and your family.
- Dedicated Ongoing Support: From answering questions about your benefits to providing general support throughout the year, we provide continuous, personalized service.
Bilingual Support: For your convenience, we have licensed agents available to provide full guidance and ongoing support in Russian.