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Understanding Your My LIFE Wellness Membership

The My LIFE Wellness Plan is not insurance, but a comprehensive discount membership program designed to make quality healthcare accessible and affordable. For a flat monthly fee, you and your family gain access to a massive network of providers offering significant savings on everything from dental work and vision care to lab tests and alternative therapies. There are no administrative forms to file, and everyone is accepted regardless of their health history. It is the perfect supplemental tool to reduce out-of-pocket expenses and fill the gaps left by traditional major medical plans.

What’s Included in Your Membership

This plan brings together leaders in the healthcare industry to provide a single-source wellness solution for your entire household:

  • Total Dental & Vision Savings: Save 20-50% on most dental procedures, including routine exams, cleanings, and major work like crowns or root canals. For your eyes, enjoy 20-40% off retail prices for eyewear and 40-50% off traditional LASIK surgery.
  • 24/7 Virtual Care: Direct access to state-licensed doctors via phone or video for non-emergency illnesses like colds, flu, and rashes - no appointment needed.
  • Laboratory & Pharmacy Discounts: Save 10-80% on blood chemistry tests at over 3,000 certified labs. Plus, save up to 60% on generic and 25% on brand-name prescriptions at over 68,000 pharmacies nationwide.
  • Specialized Wellness Support: Benefit from 40% savings on hearing diagnostic services, 20-40% off diabetic supplies, and 25% discounts on specialty services like chiropractic care and acupuncture.

The My LIFE Wellness Advantage

  • Guaranteed Acceptance: Skip the medical exams and health questionnaires; every applicant is automatically accepted into the program.
  • Lifestyles & Modern Perks: Beyond healthcare, members receive interest-free credit (up to $2,500) to shop name-brand products through Zebit and can even receive reimbursement for cell phone repair costs.
  • Family-Inclusive Pricing: Your single monthly membership fee covers you and your eligible family members, making it a cost-effective choice for households of any size.
  • Total Transparency: With no limit on how many times you can use your discounts, you can enjoy unlimited savings throughout your membership period.
  • Flexible Commitment: Experience the plan with confidence knowing you can cancel at any time, with a full refund available within the first 30 days of membership.

Note: THIS PLAN IS NOT INSURANCE. It is a discount program and does not pay providers directly; members are responsible for paying the discounted fees at the time of service. Plan is not available in Utah, Vermont, or Washington. Lab services are not available in NJ, NY, or RI.

Personal Advocacy and Expertise

When you secure your coverage through us, you are guided by specialized knowledge. We are proud to be officially appointed to offer Allstate plans.

Enrolling through us means you do not have to navigate the complexities of your coverage alone. We help you compare the fine print, evaluate waiting periods, and match the right network to your specific needs, ensuring a smooth and confident enrollment process.

  • Tailored Plan Matching: We can help you find the right plan that offers the best financial value and network compatibility for you and your family.
  • Dedicated Ongoing Support: From answering questions about your benefits to providing general support throughout the year, we provide continuous, personalized service.
How to get started: Please note that this professional support is provided for policies managed by our agency. To begin, simply contact us before you enroll. We will ensure you are paired with the right plan and help you tailor your benefits to your specific needs.
Bilingual Support: For your convenience, we have licensed agents available to provide full guidance and ongoing support in Russian.
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* Terms, conditions, and waiting periods apply to all insurance plans and benefits. Coverage is subject to availability and may vary by state. Contact us for full plan details and disclosures.