Allstate Dental Indemnity Plans - Fixed Cash Benefits

Understanding Your Allstate Dental Indemnity Coverage

Allstate Health Solutions offers Dental Indemnity plans that provide a simple, transparent approach to dental insurance. Unlike traditional PPO plans that pay a percentage of costs, these plans pay you a fixed, set dollar amount for every covered service - from routine checkups to complex treatments. This model gives you complete predictability over your benefits. You have the freedom to visit any dentist you choose, and for even greater value, you can add an optional Network Savings Card to access significant discounts through one of the nation's largest dental networks.

Explore Plan Options

There are three distinct levels of Dental Indemnity coverage designed to scale with your needs.

• Plus Plan (Maximum Protection): This is the most comprehensive option, featuring the highest annual benefit maximum of $1,500. It is the only plan in this category to offer coverage for Major Services, including crowns, root canals, and dentures. For major services, there is typically a 180-day waiting period, after which the plan pays 50% of the listed benefit for the remainder of the first year and 100% thereafter.
• Intermediate Plan (Balanced Coverage): A mid-tier option with an annual benefit maximum of $1,000. It provides higher set payments for basic services, such as $150 for fillings and $100 for extractions, compared to the Basic plan.
• Basic Plan (Essential Coverage): Designed for those who want affordable protection for routine care. It features an annual benefit maximum of $500 and provides set payments for preventive and basic services. Like all indemnity plans, preventive services on this plan do not count toward your annual maximum.

Why Choose Allstate Dental Indemnity?

• Predictable Cash Benefits: You know exactly what your plan will pay for every procedure before you even visit the dentist.
• No Waiting for Routine Care: Benefits for preventive and basic services start on day one for every plan level.
• Coverage for All Ages: These plans offer exceptional flexibility with enrollment available for individuals from birth through age 94.
• The Network Savings Card Advantage: Add this optional card to save an average of 45% on dental care from in-network providers. These savings are applied on top of the cash benefits your plan already pays you.
• Vision Discounts Included: The Network Savings Card also includes the Vision Pass Savings program, offering $50 eye exams and special pricing on prescription glasses and sunglasses.