(Direct Official BCBS Enrollment)
Planning to travel internationally this coming year? Make sure your health coverage travels with you.
While Medicare Open Enrollment (October 15 through December 7) is the ideal time to review your domestic healthcare plans, there is an equally critical question to consider: What are your international travel plans? Most travelers assume their domestic health insurance follows them worldwide, but standard Medicare leaves significant coverage gaps the moment you leave the United States.
You can explore plan options, review pricing in minutes, and enroll securely online through our direct Blue Cross Blue Shield Global Solutions portal:
Access BCBS Global Solutions Enrollment Portal »
Where Medicare Falls Short Overseas
Even the U.S. Department of State advises American citizens to secure supplemental international medical insurance before traveling abroad. When relying solely on domestic plans, you face substantial risks:
- Original Medicare (Part A & Part B): Provides essentially zero coverage outside the United States and its territories.
- Medicare Supplement (Medigap Plans C, D, F, G, M, N): Offer only limited foreign travel emergency benefits, capped at a lifetime maximum of $50,000 (with a $250 deductible and 20% coinsurance). Crucially, Medigap provides no emergency medical evacuation coverage and no coordination services to navigate foreign hospitals.
- Medicare Advantage (Part C): Often restricts out-of-country emergency care with tight network rules, high out-of-pocket maximums, and minimal or no coverage for transport back to the United States.
Comprehensive Protection with BCBS Global Solutions℠
Blue Cross Blue Shield Global Solutions℠ (formerly GeoBlue) bridges this gap with world-class international travel medical insurance designed to keep you secure wherever your journey leads:
- Substantial Medical Limits: Up to $1,000,000 in emergency medical coverage for unexpected illnesses, injuries, and hospitalizations abroad.
- Emergency Medical Evacuation & Repatriation: Complete logistical coordination and payment to transport you to the nearest center of medical excellence or back home if required.
- Coverage Up to Age 95: Comprehensive, dedicated plans available for senior travelers and retirees.
- Pre-Existing Conditions: Select plan options include coverage for pre-existing medical conditions when you maintain primary domestic coverage.
- 24/7/365 Global Telemedicine: Unlimited, zero-cost access to virtual medical consultations in English from anywhere in the world via your smartphone or tablet.
- Elite International Network: Direct-billing arrangements with top Western-style physicians and hospitals across 190 countries, eliminating out-of-pocket claim hassles.
- Guaranteed Issue & Fast Setup: Quick, paperless online enrollment with coverage starting for just dollars a day.
Choose the Right Plan for Your Travel Style
- Single-Trip Plans (Voyager Series): Ideal for individual international vacations, holiday cruises, or family visits up to 6 months in length.
- Multi-Trip Annual Plans (Trekker Series): The cost-effective choice for frequent travelers, protecting an unlimited number of international trips (up to 70 days per trip) across a 12-month period.
- Group Savings: Traveling with friends or family? Enjoy premium discounts for traveling groups of 5 or more.
Disclosure: Veni Sara Flo LLC is an independent licensed insurance producer (Florida License) appointed by Worldwide Insurance Services, LLC, an independent licensee of the Blue Cross Blue Shield Association. Blue Cross Blue Shield Global® is a brand owned by the Blue Cross Blue Shield Association. All insurance products are subject to the terms, conditions, and exclusions of the specific policy. Veni Sara Flo LLC is not an employee of the Blue Cross Blue Shield Association.